Free RV calculator

RV Ownership Cost Calculator

Monthly payments hide the real economics. Enter annual costs below to estimate total ownership cost and cost per night used.

Annual depreciation ($)

Annual interest / financing cost ($)

Insurance & registration ($)

Storage ($)

Maintenance & repairs ($)

Extra travel fuel ($)

Campgrounds ($)

RV nights used per year

Estimated annual ownership cost$17,500$1,458/month
$438 per night used

How to use it: Depreciation is included because loss in resale value is a real ownership cost even though it does not appear as a monthly bill. If you paid cash, enter zero financing cost or use an opportunity-cost estimate if you want a more rigorous comparison.